My bank offered free online accounts at one time, where I got one to link to my PayPal account (as a precaution after hearing horror stories of blocked bank accounts in case of disputes). Somewhere along the line that account got turned into something no longer free, and that account suffered an overdraft due to banking fees now being applied. The bank sent me a warning about that so today that erstwhile free account cost me money to terminate (plus some hidden interest or other). They may have updated their conditions to allow themselves to add these charges but it's still a breach of promise pure and simple.
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